Flexible access
Savings and deposit options for planned goals, reserves and disciplined wealth building.
Whether you need access to your funds or prefer a fixed-term savings structure, this section helps you identify the most suitable deposit pathway.

Fixed term
Fixed Deposit
Suitable for clients who prefer a defined investment period and a more disciplined savings approach.Start enquiryNotice period
Notice Account
Suitable for funds that do not need immediate access but may need to remain available with notice.Ask a consultant
Savings guidance
Choose the product that matches your access needs and planning horizon.
Consider when you may need access to the money, whether the funds are earmarked for a specific goal and whether a notice period or fixed term would suit your cashflow better.
- Flexible savings for shorter-term goals and reserves.
- Notice deposits for funds that do not require immediate access.
- Fixed deposits for planned term-based savings.
- Business deposit guidance for surplus operating funds.
Savings support
Need help choosing a savings or deposit product?
Contact the bank and a consultant can help you identify the most suitable savings route.